Panama City
Your Oceanside Playground
At Exchange at the Beach, a laid-back lifestyle is at your fingertips. Our one and two bedroom homes provide an upscale space to serve as your headquarters in Panama City, Florida. Located in Upper Grand Lagoon, near Race City, have access to the beach, parks, and fun in the sun Bay County has to offer. Easily explore St. Andrews State Park, play around at WonderWorks, or cool off at Shipwreck Island Waterpark.
Embrace
The Beach Lifestyle
Whether you’re looking for food, fun, or are commuting to work, never be far from your next destination. Panama City has a top-rated school district and is home to the Tyndall Air Force Base. Quick access to Highway 98 allows you to travel the area at ease. Looking for a weekend of fun? Explore the shops at Pier Park or grab a bite to eat with friends at the outdoor shopping area. There’s something for everyone when Exchange at the Beach is home.

Eat & Drink
Andy’s Flour Power Cafe-Bakery
Roasters Edge Coffee Roastery & Deja Brew Coffee Shop
Under The Boardwalk Bar & Grill
Angelo’s Steak Pit
Fatty’s Sandwich Shop
Bay Point Golf Club
Hammerhead Fred’s
Panama City Beach Winery

Shopping & Entertainment
Beach Scene
Navy Exchange Main
Beachwalk Center
Pier Park
WonderWorks Panama City Beach
Race City
Lagoon Pontoons
St. Andrews State Park

Employers & Education
Patronis Elementary School
Surfside Middle School
Arnold High School
Gulf Coast State College
Panama City Diving
Tyndall Air Force Base
Bay Medical Center
Gulf Coast Regional Medical Center
Sun, Sand & Sophisticated Living
Exchange at the Beach